“First of all, we offer our clients slightly more than others, providing higher deposit rates. Currently, we have up to 17.6% APR. We can tailor better loan conditions for each client. Our OZEN card is unmatched in the market. It offers six months of installment payments for any purchase, without being tied to a partner network and usable anywhere in the world. We have many products that provide added value for our clients. But the most important thing we can offer is attention and personalized conditions for each of our customers,” said Kiril Bachvarov.
Now, there are about 80 employees working at the bank branches in Pavlodar. The new location will serve several neighborhoods: Khimgorodok, Satpaev and Toraygirov streets. It is prepared to welcome up to ten thousand people per month. Nearby, there is a spacious parking lot and a convenient transport interchange, and the branch is equipped for visitors with limited mobility.
“We are currently launching pension cards that are beneficial for our retirees, as they receive their pension there along with, for example, 10% cashback on purchases at pharmacies. For people with special needs, we have the RSA service — this is card delivery to their homes. If a client wants to get a loan or open a card but doesn’t know how to do it online, one of our employees will come to them. To do this, they need to submit a request through the call center. This process takes only 10 minutes,” said Ruslan Baubekov, director of the Pavlodar branch of Home Credit Bank.
The branch is also equipped with a VIP room, where PRIME segment clients who value personalized approaches and premium services can be served. One of the long-time users of Home Credit Bank, Vladimir Isaev, also attended the opening of the new branch. Now retired, he found it difficult to manage the mobile app. This often forced him to visit the branch in person. The new location has been a real relief, as it is just a few yards from his home.
“I live nearby, in a nine-story building. And here they opened a branch just a couple of steps away. Why did I choose this bank? I used to work in the banking system myself. Therefore, I was naturally interested in the newly opened bank. The staff greeted me very friendly, respectfully, and politely. I opened a deposit there, and then one for my son. We opened a savings account, saved up, and, as they say, bought a flat for my son. And then, due to the excellent service and polite attitude towards citizens, my whole family is now served here. I already know my manager by phone call. She always calls and offers help if needed. By the way, she is here, and I expressed my deep gratitude to her for her polite manner. That’s why I chose this bank,” said retiree Vladimir Isaev.
Let us remind you that you can also access convenient services from Home Credit Bank through a network of partners. The bank collaborates with well-known local companies such as “Evromebel,” “Sulpak,” “MEGA furniture,” and others.
The new branch is located at: Satpaeva, 11. The office provides all banking services, including loans, card products, and SME solutions.
Operating hours:
Weekdays 09:00–18:00, Saturday 10:00–14:00, Sunday — closed.
License No. 1.2.36/40 dated 17.08.2022, issued by the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market.
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Author: Arthur Botnary